Ready for another update? Ready for more “house?”
We have the numbers crunched, and the mortgage approved. Now there is just the small matter of signatures on the paperwork, and getting it put through land titles.
The number crunching took me about 13 hours in one exhausting day. We needed the numbers as part of the appraisals for the new mortgage, so the process was rather nerve wracking. I don’t like numbers at the best of times, and this was all about the materials, labour and extras plus over-runs, and would directly affect the outcome of the loan.
I had to submit the paperwork without having all the quotes for the trades come in, so in some instances I had to make an educated guess about labour costs. As a result, I ended up over budgeting for certain trades, but it seems to be balancing out with other quotes so I’m cautiously optimistic at this point. I just really, really want the rest of the quotes to come in so I can start calculating again!
We have been dealing with some wonderful, professional, informed tradesmen. I even had an electrician make an appointment to come to the house and go over the plans with us for an hour and a half. (The meeting was his idea, so that he would be able to give us a more accurate quote.) Last Saturday, we showed up for our kitchen consultation with pictures, dimensions, and ideas for the kitchen graphed out on no less than six sheets of paper (and those were just the copies for the sales rep). We worked our way around every aspect of the kitchen as he showed us samples of our choices, and detailed the pros and cons of corian vs quartz, different drawer pulls, and why you would choose an under-mount sink. It was absolutely brilliant.
Sunday and Monday will hopefully see me dotting a few more i’s, crossing a few more t’s, and filling in few more numbers into the spreadsheet. Bring on those quotes!